Please click here to see what other customers are saying about Constant Rescue Savings and Loans.

Customer service is available at our headoffice at No. 24, Lawanson road, Surulere, Lagos state, Nigeria between the hours of 8:30am to 4:pm. We are also reachable by phone with the number (+234)8037157838 Please send us an email and we will help you resolve whatever issue you may have.

Our parent company Salvami Communications Ltd. is into Date, which is the next Oil Well business, FinTech and Bills payments. We are major dealers with leading telecommunincations brands such as Spectranet, Smile and Swift

Constant Rescue Savings and Loans is a subsidiary of Salvami Communications Ltd. Founded in 2007, our aim is to make it easy for people and businesses to access loans, capital and acquire assets, machines and empower businesses as well as touch lives.

Currently, our Rescue App is undergoing maintenance. We will send updates once it is back up and running.

We are headquartered in the Commercial Capital of West Africa, Lagos state, Nigeria.

Yes. It is called the RESCUE APP but it's under maintenance when it is up and running, we will inform the public and can be downloaded on your Google Play store for Android devices. Click here to download the app.

To increase your chances of approval, We encourage borrowers to be part of our co-operative savings account holders. Click hereto Join the Co-operative Savings to qualify for a loan

We aim to process all loan within 48 hours for registered members of the Co-operative. We hope to reduce it soon to just a few minutes.

Requirements are simple - all you need to apply is the following; Phone number Bank Verification Number (BVN) Bank Account Number. Valid ID Card Registered Co-operative Savings Members for not less than 3 months Click here to Join the Co-operative Savings to qualify for a loan

Constant Rescue Savings and Loans uses the following to make lending decisions; Daily Contributions in your Savings account via our app, website, bank transfers or marketers. Total savings each month. Physical Office address of doing business. We combine the above with your Constant Rescue Savings and Loans repayment history to build an individualised credit score, which determines the loan offers you receive.

If you don’t get accepted when you apply, don't worry! It may be due to the following reasons; Failure to meet our documentation procedure Request for loans higher than your Credit Score can allow. We encourage borrowers to be part of our co-operative savings account holders.

Our loan sizes range from around ₦ 30,000 to ₦ 800,000. If you repay loans as scheduled, the amount that you can borrow will increase.

The loan offers you see depend on a number of factors, including your repayment history with Constant Rescue Savings. If you repay each installment by its due date, you may unlock access to larger loans over time. Note that the increase may not always be immediate, and that repaying your loan late may result in smaller loan offers

Each loan amount is automatically determined by our systems each time you repay based on a number of factors. We encourage you to keep making your repayments as scheduled to increase your loan amount.

Your loan offers are automatically determined by a number of factors. Even though it may not always increase immediately, it will increase over time as you continue to make all of your repayments as scheduled.

Unfortunately, you won't be able to access a loan of a larger size. The fastest way to increase the amount you are eligible for is to build credit by making each repayment as scheduled as well as being a part of our cooperative.

Interest rates are determined by a number of factors, including your repayment history with Constant Rescue Savings and Loans, cost of lending for us. With lower interest rates for members of our Cooperative community. Depending on these factors, our rates vary as follows: Loan Terms: 4 Weeks - 6 Months Late / Rollover Fees: Yes Monthly Interest Range: 6% - 20% Borrowers are required to cover 5% of Principal which is allocated to administrative and processing purposes upfront. This will only be paid upon offer and acceptance of loan.

Applying for a loan is easy! Join our Co-operative by filling the Constant Rescue Savings Account Registration Form on Website or the Rescue App. Contact us by phone or visit our Head Office to be assigned a Savings & Loan Marketing Officer.

The largest loan amount we currently offer is ₦ 2,000,000. To access this amount you need to be a part of our cooperative and successfully repay the smaller amounts as scheduled, gradually build your credit limit.

You can repay your loan in cash into any of the following bank where we have a corporate account. UNION BANK ACCOUNT NO. 0080343306 ACCOUNT NAME Constant Rescue Guide ACCESS BANK ACCOUNT NO. ACCOUNT NAME Constant Rescue Guide. At the bank, take a deposit slip and fill in the information as follows: Account Name – 'Constant Rescue Guide' Account Number - 0080343306Depositor Name - your legal name on Constant Rescue Savings and Loans Depositor Phone Number - the phone number linked to your Constant Rescue Savings and Loans account Your payment will reflect on your Constant Rescue Savings and Loans account within 24 hours.Please note that no fees will be charged to you for this transaction. You can also pay to the Loan Officer assigned to you

From 'My Loan', tap the round 'Tap to Pay' button. Select the Amount you wish to repay. After you have made your selection, tap 'Continue'. On the 'Select Repayment Method' screen, select 'Debit Card' from the drop-down menu. Add your Debit (ATM) card details: Card Number (16 or 19-digit in front of your card) Card Expiry Date (Month and Year in which your card expires) CVV (a 3-digit number at the back of your card) After you have filled in the details, tap 'Continue'. Choose your auto-debit setting under 'Payment Options' and tap 'Continue'. Tap here to learn more about auto-debit. To secure your payment, some banks will ask for your pin or send a security code to your phone. Your payment is done. If successful, your account will be updated automatically within a few seconds. Please note that no fees will be charged to you for this transaction.

We strongly encourage you to repay your loan on the dates available on “My Loan” to increase your loan offer amount.

There are several ways to repay a Rescue loan. In the Rescue app with a debit card. Tap here for instructions. With cash deposit or transfer into the Constant Rescue Guide Corporate accounts below: UNION BANK ACCOUNT NO. 0080343306 ACCOUNT NAME Constant Rescue Guide ACCESS BANK ACCOUNT NO. ACCOUNT NAME Constant Rescue Guide To Loan Officers assigned to you.

If you overpay your loan, the overpayment is credited to your Constant Savings account.

To view your repayment information, kindly click on the menu on your top left on the Rescue App and select “My Loan”. You will be able to see your installments, due dates and the amounts due on those dates.

Depending on the loan size you select, a monthly repayment option is available.

Repayments can take up to 24 hours to reflect. If it has been over 24 hours since you made your repayment and it hasn't reflected, for repayment through the cash deposit option, kindly send the deposit slip and payment receipt that you used to make your repayment to support@constantrescue.com and title it as 'LOAN REPAYMENT’. This will help us trace your repayment and update your account or visit the office with the deposit slip. For payment made via the Rescue App, kindly send us the transaction confirmation message you received when you repaid your loan to our email address or visit the office with a copy of your confirmation. We will follow up and update your account.

If you want to repay the loan in one payment, we advise that you do it on your first repayment date to make sure that you are not late on any of your loan repayments. Kindly note that you cannot skip your first three repayments and pay the whole loan on the last due date as this will negatively affect your future loan amounts.

No

Paying each installment by its due date is important to build your credit score and increase your loan limit. Late repayments will affect your ability to get subsequent or larger loans. Also Monthly Interest will be incurred as penalty for late payment exceeding 30 days. If you are very late on your payments, we may take legal action in a bid to recover the funds. Conversely, if you repay your loans as on or before the scheduled dates, you will gain access to larger loan amounts over time.

Please advise the person who invited you to Constant Rescue Savings and Loans to send you their promotion code, which is what you will enter in the “Promotions” page on the Rescue App.

Get your unique referral code here and share with as many friends as you’d like. After a friend downloads the app, make sure they enter your code on our “Promotions” page. Register 10 friends to join the Cooperative Savings Community and become active members to enjoy 0% Interest onn your next loan.

If you would like to delete your account, please make sure that you do not have an active loan and then write to us in the app chat with your request. After your account has been deleted, you will have to send a mail to support@constantsavings.com to contact us.

If you are having trouble validating your contact number, write to us through “Customer Care” in the app. We will resend the validation code to you.

To edit your personal details, click on this link My Account or go to “My Account” and click “Edit” under “Personal Info”.

To know your BVN, dial *565*0# from the phone number linked to your bank account. Please note that your provider may charge N20 for each check.

We use world-class data security and encryption techniques to protect the data you share with us. Constant Rescue Savings and Loans never shares your information with third parties. We do not sell your data or credit profile.

Constant Savings and Loans uses your BVN to ensure your account belongs to you, and so no one else can save or apply for a loan using your account. Your BVN does not give Constant Rescue Savings and Loans access to your account. We understand that this is very sensitive information and take our customer privacy very seriously. If you have additional concerns, please contact your bank or the Constant Rescue Savings and Loans customer service team. To know your BVN, dial *565*0# from the phone number linked to your bank account. Please note that your provider may charge N20 for each check. Please read our Terms of Use and Privacy Policy.

We are an incorporated company with the Corporate Affairs Commission with RC No: 2041632 subsidiary of Salvami Telecommunications Ltd. with RC No: 1592557 We are a registered credit and thrift with the Lagos state government. Our physical office address is at 24, Lawanson road, Surulere, Lagos state. We have been in business since 2007. We have over a million co-operative members and users of our Rescue app. Read more details about the Founder here. Click here to Read Testimonials of lives and businesses that have been empowered over the years.

Through the Rescue app or through the website. Or you can pay through the savings marketing officer assigned to you

You can withdraw as many times as you wish except the first day's savings which is usually the agreed daily savings amount indicated and stipulated in your savings account registration form.

The benefits are quite enormous. They include the following; Daily savings can be used as ‘Target savings’ to own assets or machines that will enhance business productivity, revenue and profitability. Members enjoy the benefit of showcasing their products, skills, patronage and networking with over a million members in the co-operative community, website visitors and Rescue app users. Qualifies you for Business Loans at an affordable interest rate. Facilitation of government grants and synergizing with members of other co-operative associations.

Yes, but a 24hour notice must be given because money saved with us is invested in other aspects of the services we render majorly Telecommunications(Data) and Bills payments.

The minimum amount required to invest in the Money Market Fund is ₦2,000.

We are a major dealer to leading Internet Service providers such as Spectranet, Swift and Smile, we are set to expand our Investments in Data beyond the shores of Africa.

You start earning interest on your fund within 24 hours of payment

It is guaranteed investment unlike FOREX and Stocks that are subject to market volatility and fluctuation. As you now know, data has come to be integrated into our lives as a basic necessity of life.

Data provides a technological foundation for societal communication, The data fund is targeted at investing in the tremendous benefits of data today even as we key into its futuristic massive wealth opportunities through telecommunication, software applications and services

Irrespective of your of your tenure of investment indicated while filing out the form, you can withdraw Interests monthly

The Data Fund is open to investments from anyone i.e. Adults, Children and Corporations.

Capital can only be withdrawn at the end of the agreed tenure indicated while filing out the investment form.

This is a platform that gives investors the opportunity to fund loans or startup capital that corresponds to fraction of the loan being funded.

We screen borrowers based on their credit score, facilitate the transaction and ensure that our lenders earn competitive interests on their investments

They are mostly small and medium-scale enterprises and salary earners from reputable companies who are members of our co-operative.

The Lenders Fund is open to investments from anyone i.e. Adults, Children and Corporations.

In addition to Data and Lenders fund, Constant Rescue Savings & Loans offers investment options in: 1. Treasury Bills 2. Commercial papers 3. Fixed Deposit

Our investment tenures ranges from 30days, 90days to 180days

Minimum withdrawal amount is the monthly interest

3% interest over a tenure of 30days 9% interest over a tenure of 90days 18% interest over a tenure of 180days

For a corporate account, we will require passport photographs and ID cards of the signatories as well as the incorporation/registration documents, Board Resolution and Utility Bill.

The largest loan amount we currently offer is ₦ 2,000,000. To access this amount you need to be a part of our cooperative and successfully repay the smaller amounts as scheduled, gradually build your credit limit.

Each loan amount is automatically determined by our systems each time you repay based on a number of factors. We encourage you to keep making your repayments as scheduled to increase your loan amount.

Interest rates are determined by a number of factors, including your repayment history with Constant Rescue Savings and Loans, cost of lending for us. With lower interest rates for members of our Cooperative community. Depending on these factors, our rates vary as follows: Loan Terms: 4 Weeks - 6 Months Late / Rollover Fees: Yes Monthly Interest Range: 6% - 20% Borrowers are required to cover 5% of Principal which is allocated to administrative and processing purposes upfront. This will only be paid upon offer and acceptance of loan.

Your loan offers are automatically determined by a number of factors. Even though it may not always increase immediately, it will increase over time as you continue to make all of your repayments as scheduled.

Applying for a loan is easy! Join our Co-operative by filling the Constant Rescue Savings Account Registration Form on Website or the Rescue App. Contact us by phone or visit our Head Office to be assigned a Savings & Loan Marketing Officer.

Our loan sizes range from around ₦ 30,000 to ₦ 800,000. If you repay loans as scheduled, the amount that you can borrow will increase.

The loan offers you see depend on a number of factors, including your repayment history with Constant Rescue Savings. If you repay each installment by its due date, you may unlock access to larger loans over time. Note that the increase may not always be immediate, and that repaying your loan late may result in smaller loan offers

Unfortunately, you won't be able to access a loan of a larger size. The fastest way to increase the amount you are eligible for is to build credit by making each repayment as scheduled as well as being a part of our cooperative.

Each loan amount is automatically determined by our systems each time you repay based on a number of factors. We encourage you to keep making your repayments as scheduled to increase your loan amount.

Applying for a loan is easy! Join our Co-operative by filling the Constant Rescue Savings Account Registration Form on Website or the Rescue App. Contact us by phone or visit our Head Office to be assigned a Savings & Loan Marketing Officer.

Unfortunately, you won't be able to access a loan of a larger size. The fastest way to increase the amount you are eligible for is to build credit by making each repayment as scheduled as well as being a part of our cooperative.

The loan offers you see depend on a number of factors, including your repayment history with Constant Rescue Savings. If you repay each installment by its due date, you may unlock access to larger loans over time. Note that the increase may not always be immediate, and that repaying your loan late may result in smaller loan offers

Our loan sizes range from around ₦ 30,000 to ₦ 800,000. If you repay loans as scheduled, the amount that you can borrow will increase.

The largest loan amount we currently offer is ₦ 2,000,000. To access this amount you need to be a part of our cooperative and successfully repay the smaller amounts as scheduled, gradually build your credit limit.

Your loan offers are automatically determined by a number of factors. Even though it may not always increase immediately, it will increase over time as you continue to make all of your repayments as scheduled.

Interest rates are determined by a number of factors, including your repayment history with Constant Rescue Savings and Loans, cost of lending for us. With lower interest rates for members of our Cooperative community. Depending on these factors, our rates vary as follows: Loan Terms: 4 Weeks - 6 Months Late / Rollover Fees: Yes Monthly Interest Range: 6% - 20% Borrowers are required to cover 5% of Principal which is allocated to administrative and processing purposes upfront. This will only be paid upon offer and acceptance of loan.

If you overpay your loan, the overpayment is credited to your Constant Savings account.

Repayments can take up to 24 hours to reflect. If it has been over 24 hours since you made your repayment and it hasn't reflected, for repayment through the cash deposit option, kindly send the deposit slip and payment receipt that you used to make your repayment to support@constantrescue.com and title it as 'LOAN REPAYMENT’. This will help us trace your repayment and update your account or visit the office with the deposit slip. For payment made via the Rescue App, kindly send us the transaction confirmation message you received when you repaid your loan to our email address or visit the office with a copy of your confirmation. We will follow up and update your account.

There are several ways to repay a Rescue loan. In the Rescue app with a debit card. This feature is still under maintenance. With cash deposit or transfer into the Constant Rescue Guide Corporate accounts below: UNION BANK ACCOUNT NO. 0080343306 ACCOUNT NAME Constant Rescue Guide STERLING BANK ACCOUNT NO. 0073863640 ACCOUNT NAME Salvami Communications Ltd. To Loan Officers assigned to you.

If you want to repay the loan in one payment, we advise that you do it on your first repayment date to make sure that you are not late on any of your loan repayments. Kindly note that you cannot skip your first three repayments and pay the whole loan on the last due date as this will negatively affect your future loan amounts.

Paying each installment by its due date is important to build your credit score and increase your loan limit. Late repayments will affect your ability to get subsequent or larger loans. Also Monthly Interest will be incurred as penalty for late payment exceeding 30 days. If you are very late on your payments, we may take legal action in a bid to recover the funds. Conversely, if you repay your loans as on or before the scheduled dates, you will gain access to larger loan amounts over time.

No

Constant Savings and Loans uses your BVN to ensure your account belongs to you, and so no one else can save or apply for a loan using your account. Your BVN does not give Constant Rescue Savings and Loans access to your account. We understand that this is very sensitive information and take our customer privacy very seriously. If you have additional concerns, please contact your bank or the Constant Rescue Savings and Loans customer service team. To know your BVN, dial *565*0# from the phone number linked to your bank account. Please note that your provider may charge N20 for each check.

We use world-class data security and encryption techniques to protect the data you share with us. Constant Rescue Savings and Loans never shares your information with third parties. We do not sell your data or credit profile.